Question of The Day: What are the steps to take in stopping call harassments related to an unmade loan?

Introduction: Receiving harassing calls, especially for a loan you never took, can be both perplexing and distressing. It's important to handle such situations with appropriate measures to protect your privacy and peace of mind.

Guidance and Support: Experiencing harassment through calls is a serious concern. It's understandable to feel troubled, but remember, there are practical steps you can take to address this issue and safeguard your personal boundaries.

Legal Overview: In the Philippines, harassment, whether through calls or other means, can be addressed under the Anti-Bullying Act of 2013 or the Cybercrime Prevention Act of 2012, depending on the nature of the harassment. Additionally, the National Privacy Commission (NPC) can also be involved if there's a breach of your personal data privacy.

Practical Advice:

Document the calls: Keep a record of the number, time, and content of the calls.
Inform the callers clearly that you did not avail of any loan and ask them to stop calling.
Block the numbers from which the harassment calls are coming.
Report the harassment to your telecommunications provider.
File a complaint with the National Telecommunications Commission (NTC) or the National Privacy Commission (NPC), if your personal data is being misused.
In severe cases, seek legal advice to explore the possibility of taking legal action.

Law Firm Assistance: If the situation escalates, or if you need guidance on how to proceed legally, Respicio & Co. Law Firm can provide assistance. Their expertise in dealing with telecommunication harassment and privacy breaches can be invaluable in effectively resolving your situation.

Conclusion: Dealing with call harassment requires a combination of personal resolve and the right approach. By taking decisive action and seeking appropriate assistance, you can protect your privacy and put an end to these unwarranted intrusions.